OUR SERVICES

Operating leases

Details.

Instrumental assets? The best option in this instance is an operating lease (an agreement similar to a hire-purchase agreement), which represents one of the ideal solutions when it comes to financing an instrumental asset. By resorting to this type of leasing, a user acquires the availability of an asset and additional services (assistance, maintenance, insurance, etc.) against a single payment (monthly, bimonthly or quarterly).
The asset is returned by the client upon expiry of the agreement. Let us summarise, however, the main advantages offered by an operating lease:

  • product flexibility in terms of duration, periodicity of payments and use of asset;
  • ability to determine the definite cost of managing a leased asset (including supporting services);
  • production facilities remain modern and efficient without the risk of their value being written down;
  • lease payments are deductible without the restrictions associated with the minimum term of the underlying agreement (as it is instead foreseen in the case of a finance lease);
  • lease payments are completely deductible for the purposes of local business taxes as well (unlike the portion of interest foreseen under a finance lease).